Account Product Name

Minimum Opening Deposit

Minimum Balance to Obtain Annual Percentage Yield

Interest Rate

Annual Percentage Yield

Money Market Checking ^b

$1,000.00

$1,000.00 ^c

0.1000%

0.10%

Rewards Banking Checking ^b

Daily Balances of :

$5,000.00

$5,000.00 ^c

$5,000.00-9,999.99

0.1000%

0.10%

$10,000.00-14,999.99

0.1000%

0.10%

$15,000.00-19,999.99

0.3494%

0.35%

$20,000.00-24,999.99

0.3494%

0.35%

$25,000.00-49,999.99

0.9257%

0.93%

$50,000.00-99,999.99

1.3213%

1.33%

100,000.00 and up

1.9313%

1.95%

Statement Savings ^b

$100.00

$100.00 ^c

0.1000%

0.10%

Money Market Savings ^b

Daily Balances of :

$1,000.00

$2,500.00 ^c

$2,500.00-24,999.99

0.3494%

0.35%

$25,000.00-49,999.99

0.9257%

0.93%

$50,000.00-99,999.99

1.3213%

1.33%

$100,000.00 and up

1.9313%

1.95%

Business Money Market Checking ^b

$1,000.00

$5,000.00 ^c

0.1000%

0.10%

Business Statement Savings ^b

$100.00

$1,000.00 ^c

0.1000%

0.10%

Business Money Market Savings ^b

Daily Balances of :

$1,000.00

$2,500.00 ^c

$2,500.00-24,999.99

0.1000%

0.10%

$25,000.00-49,999.99

0.1000%

0.10%

$50,000.00-99,999.99

0.3494%

0.35%

$100,000.00-999,999.99

0.9257%

0.93%

$1,000,000.00 and up

2.0587%

2.08%

Business Sweep Account ^b

$100.00

$1,000.00 ^c

0.3295%

0.33%

3 Month Certificate ^a

$1,000.00

$1,000.00 ^c

2.5669%

2.60%

6 Month Certificate ^a

$1,000.00

$1,000.00 ^c

2.2251%

2.25%

1 Year Certificate ^a

$1,000.00

$1,000.00 ^c

2.2251%

2.25%

Bonus 15 Month Certificate ^a

$1,000.00

$1,000.00 ^c

2.2740%

2.30%

2 Year Certificate ^a

$1,000.00

$1,000.00 ^c

2.4693%

2.50%

3 Year Certificate ^a

$1,000.00

$1,000.00 ^c

2.7130%

2.75%

4 Year Certificate ^a

$1,000.00

$1,000.00 ^c

2.9560%

3.00%

5 Year Certificate ^a

$1,000.00

$1,000.00 ^c

3.1984%

3.25%

Jumbo 3 Month Certificate ^a

$100,000.00

$100,000.00 ^c

2.5669%

2.60%

Jumbo 6 Month Certificate ^a

$100,000.00

$100,000.00 ^c

2.2251%

2.25%

Jumbo 1 Year Certificate ^a

$100,000.00

$100,000.00 ^c

2.2251%

2.25%

Jumbo 15 Month Certificate ^a

$100,000.00

$100,000.00 ^c

2.2740%

2.30%

Jumbo 2 Year Certificate ^a

$100,000.00

$100,000.00 ^c

2.4693%

2.50%

Jumbo 3 Year Certificate ^a

$100,000.00

$100,000.00 ^c

2.7130%

2.75%

Jumbo 4 Year Certificate ^a

$100,000.00

$100,000.00 ^c

2.9560%

3.00%

Jumbo 5 Year Certificate ^a

$100,000.00

$100,000.00 ^c

3.1984%

3.25%

IRA 6 Month Certificate of Deposit ^a

$1,000.00

$1,000.00 ^c

2.2251%

2.25%

IRA 1 Year Certificate of Deposit ^a

$1,000.00

$1,000.00 ^c

2.2251%

2.25%

Bonus IRA 15 Month Certificate of Deposit ^a

$1,000.00

$1,000.00 ^c

2.2740%

2.30%

IRA 2 Year Certificate of Deposit ^a

$1,000.00

$1,000.00 ^c

2.4693%

2.50%

IRA 3 Year Certificate of Deposit ^a

$1,000.00

$1,000.00 ^c

2.7130%

2.75%

IRA 4 Year Certificate of Deposit ^a

$1,000.00

$1,000.00 ^c

2.9560%

3.00%

IRA 5 Year Certificate of Deposit ^a

$1,000.00

$1,000.00 ^c

3.1984%

3.25%

Jumbo IRA 6 Month Certificate of Deposit ^a

$100,000.00

$100,000.00 ^c

2.2251%

2.25%

Jumbo IRA 1 Year Certificate of Deposit ^a

$100,000.00

$100,000.00 ^c

2.2251%

2.25%

Jumbo IRA 15 Month Certificate of Deposit ^a

$100,000.00

$100,000.00 ^c

2.2740%

2.30%

Jumbo IRA 2 Year Certificate of Deposit ^a

$100,000.00

$100,000.00 ^c

2.4693%

2.50%

Jumbo IRA 3 Year Certificate of Deposit ^a

$100,000.00

$100,000.00 ^c

2.7130%

2.75%

Jumbo IRA 4 Year Certificate of Deposit ^a

$100,000.00

$100,000.00 ^c

2.9560%

3.00%

Jumbo IRA 5 Year Certificate of Deposit ^a

$100,000.00

$100,000.00 ^c

3.1984%

3.25%