Deposit Services

As a leading Delaware bank, Christiana Bank & Trust strives to bring you superior bank service and convenience.

We provide deposit services typically offered by commercial banks with an emphasis on customer satisfaction. These services include checking accounts, savings accounts and money market accounts, plus certificates of deposit and sophisticated cash management sweep accounts. Our rates are competitive with other banks. Additionally, we offer bank-at-home services, Internet Banking and a debit card. We belong to STAR and other national ATM networks. As of January 2008 when our merger with National Penn is completed, our ATM services are free-of-charge to our customers at any National Penn ATM across South Eastern Pennsylvannia, as well as our machines in Greenville. Also in January 2008 we will offer a consumer credit card.

In January 2006 our new "image only" statements came into use. These statements are pre-punched to offer easier storage. Stop in to the branch and pickup one of our complimentary binders, while supplies last.

In April 2004 we began offering a new Internet Banking Service, bringing you the convenience of our professional banking services to where you log on.

In 2002 we introduced Rewards Banking, a checking account that offers tiered interest levels. As your balance reaches each tier, your interest rate increases.

Deposit Services Include:

• Rewards Banking
• Money Market Accounts
• Checking Accounts
• Savings Accounts
• Savings Statement Accounts
• Certificates of Deposit
• IRA Accounts
• Business Accounts
• Other Services Include:
  • Safe Deposit Boxes
  • U.S. Savings Bonds
  • American Express Traveler's Checks
  • Cashier Checks
  • Wire Transfers
  • Informational Services
  • STAR ATM Machines
  • STAR Cards
  • Debit Card
  • Credit Card (New in 2008)
  • Telephone Banking
  • Internet Banking

Customer Identification Requirements

In accordance with Section 326 of the USA Patriot Act, Christiana Bank & Trust Company is required to obtain a copy of the documents used in identifying our new account customers and in identifying signatory individuals added to an existing or new account. In some cases, identification will be requested for those individuals banking with the Bank prior to the effective date of the customer identification requirements because original documentation was not obtained with the opening of the account, or the Bank is unable to form a reasonable belief that it knows the true identity of the existing customer. In all cases protection of our customer's identity and confidentiality is the Bank's pledge to you.